http://www1.pressdemocrat.com/article/20071122/WIRE/711220316/1036/BUSINESS01
http://www.creditcards.com/Your-Credit-Card-May-Protect-You-from-Rental-Car-Damage.php
Car Rental Insurance Items to worry about:
1. CDW: Collision damage waiver, covers "any damage to the car you are driving". CDW at the rental counter is not consistent. Always include your home insurance company in the event of any accident.
2. Liability: covers "damage you do to someone else". You should never have to supplement what is carried on your home insurance policy.
3. Belongings: "check your homeowners or contents insurance".
Most credit card companies will supplement your auto insurance when you rent a car, your home insurance being primary. Research this if you have reduced coverage on an older car and rent a newer one. Limitations may apply.
Ask your insurance agent what kind of car rental insurance you have and what the limits are. Long rental periods, driving overseas and long towing distances may not be covered.
Some care rental companies offer extended services covering towing and roadside emergencies. These are known by names such as TripSaver, and Roadside Plus.
